What Is the Settlement Value for My Injury or Illness? [Video]

By Roger Foisy on February 8th, 2016

As an Ontario Injury lawyer, one of the most common questions I’m asked is “What is the settlement value for my injury or illness?”

People often believe that settlement value is mostly determined by the extent of the injury. While this is a factor, the most important information is how the injury has impacted your life. In other words, what does the injury prevent you from being able to do and how does this affect you?

Examples include being unable to do: housework, the essential activities of your employment, gardening, recreational activities, socializing, caring for children, and so on. These things impact your quality of life, to varying degrees; therefore, being able or unable to carry out certain activities is important for determining the appropriate settlement.

This is why you must communicate clearly and honestly with your lawyer and your healthcare practitioners about your injury or illness, and how it has affected your life. Otherwise, your lawyer will not have all the necessary information and corroborating documents he or she needs to quantify all of your damages and ensure you get a fair settlement.

Three parties are involved in determining the settlement of your claim:

The insurance company
The claimant (you!)
Your lawyer

In the video below, I discuss the role of each person in the process, as well as the role of other people in your life (friends, family, co-workers, and healthcare professionals). Watch the video to learn about the process by which settlement values are determined:

What Is the Settlement Value for My Injury or Illness?

Settlement values are shaped by a variety of factors, and it’s important not to underestimate your own role in receiving the best settlement possible.

If you have been injured in Ontario at the fault of another party or have been wrongfully denied long term disability insurance, don’t hesitate to contact Roger R. Foisy and his team of experience personal injury lawyers for immediate support and a free consultation.

More Videos about Personal Injury and the Legal Process from Roger R. Foisy:

Peter Presley

21:48 10 Dec 24

Spoke to one of their lawyers named Daniel on the phone for a consultation and was extremely pleased with his patience, legal expertise and advice! Would highly recommend. He stayed on the phone until he answered all of my questions. He was very professional and polite!

coleen dwyer

14:07 10 Oct 24

Exceptional Legal Representation with Compassion and Dedication!I highly recommend Roger Foisy and Associates for their exceptional legal services, professionalism, and unwavering commitment during a very challenging time in my life. Their support and dedication helped make a distressing situation more manageable and led to a successful resolution. The team is not only knowledgeable and skilled but also compassionate and approachable, which made the entire process much easier to navigate.I would like to express my deep appreciation to Harpreet, in particular, for his steadfast support and tireless efforts in handling my case. His expertise, attention to detail, and determination to protect my best interests were evident throughout, and I couldn’t be more pleased with the outcome. Harpreet’s professionalism and commitment truly stood out, and I am extremely grateful for the guidance and reassurance he provided during such a difficult time.Thank you, Harpreet, and the entire team at Roger Foisy and Associates, for your dedication and exceptional service.

Dan Davis

15:15 15 Aug 24

It’s taken me a while to write this review as I get so overwhelmed with emotion when I go back to everything this experience has done to me and how it changed my life.I couldn’t though let another moment pass without recognizing Roger R. Foisy & Associates.I am still touched by their personal care and generosity. They “PROTECTED” me while I continually felt victimized and violated by my own insurance provider.When you are thrust into such a vulnerable position there is so much that you need to know and do and you need people who can help you and Roger and everyone on his team can be trusted to be there with you every step of the way!They rally around you when others are trying to wear you down.You will feel heard by Roger’s team from day one.Be patient. It takes time and this is not an easy road to be on but this was where I found my support system & encouragement and connections to other important information to help me.They get to know you as a person & find out what your health & other needs are.I was always treated as someone they knew and truly cared about but so importantly my feelings were respected.Their honesty is invaluable.They’re available to speak with you on the phone or in person. They return your calls.*They have a sense of humour which I cannot tell you how many times I needed that person (most often Rusald or Roger) on the other end of the phone.I can not stress enough how extremely knowledgeable Roger Foisy and his team are in the complex area of Brain Injury & everything involved in it, including how it effects so many other parts of your life that you have trouble explaining to others.They Understand YOU!They Know the how the system works for YOU!I wish I had the words to convey how sincerely grateful I am to each and every one who was involved in my case and how much I care for them all as kind and caring individuals.Sincerely,Judi Stirling-Davis

saroj dua

18:41 06 Aug 24

Mr. Roger R Foisy and his associate lawyer Mr. Harpreet Sidhu exceptionally exceeded my expectations in every way. Both are knowledgeable, diligent and compassionate lawyers. I was especially impressed with their commitment, approach into my injury despite my complicating circumstances. Their knowledge and practical understanding of the injury law and insurance industry was outstanding. They took the time to listen patiently and explained to me all the aspects of my claim. Most importantly they were extremely effective in negotiating a satisfactory settlement with the insurer. From my overall experience I can safely state with confidence that they are finest litigators. Both are terrific and I would honestly recommend them

Mario Zaffino

15:58 29 May 24

From the first day I walked into their office, I knew I was with the right firm. The Foisy team quickly eased my mind even though I was facing not being able to work and my normal everyday life was starting to unravel.They understood everything I was going through, exactly how I was feeling with my Brain Injury, Post Concussion Syndrome, PTSD and other injuries. Roger and his team have a great knowledge and understanding of Brain injuries and what happens physically, mentally, medically and how it can affect your day-to-day life.After meeting the very diligent team assembled at Foisy and the part each member would play in helping me and representing my file; I was certain I was in good hands. Everyone was friendly and accommodating. This organized team of legal and accident professionals handled the Insurance company with professionalism, unburdened me from that stress, while always reassuring me that things would get better. The Team at Foisy always took my phone calls and questions in a timely and respectful manner.This team always had my well being and my best interests in mind through the whole accident benefits and legal process. They helped me get the support and help I needed; within months of signing on, I was set up with an Occupational Therapist, PSW and later a Speech Language Pathologist (SLP). Before long I had a whole support system around me to aid my recovery. Even with Covid no one stopped supporting me.In the end I was very satisfied with the level of Service and Compassion I received through the whole Legal process. The entire Foisy team made sure I am taken care of now and in the future. I was extremely pleased with my selection of choosing Foisy and Associates to represent me during this very difficult time of my life.I could not have asked for a better client lawyer relationship. I would highly recommend anyone suffering/dealing with a Brain Injury to contact Roger Foisy and Associates.

Jacky & Mel Dohey

22:28 26 May 24

Almost a decade ago, I sustained a terrible brain injury which changed my life after falling directly on my head due to the negligence of someone else. Unfortunately, I did not feel that the first lawyer I retained on this case was providing me with adequate representation despite him advertising himself as a competent lawyer in personal injury law.After struggling with brain injury symptoms for about five years, my fortunes changed after I came into contact with Roger Foisy, another personal injury lawyer, through our mutual affiliation with the Brain Injury Association of Peel/Halton (BIAPH), where we were both serving on the board. Mr. Foisy is now President of the Board.In 2020, I decided to reach out to Mr. Foisy for assistance because the previous lawyer I had been working with had put the case at risk by his inaction. The case was already six years old, with little prospect of resolution, despite the brain injury significantly impacting my health, work, family and social interaction. Thankfully, he agreed to take on the case.Immediately, I discovered that Mr. Foisy’s team and their project management approach took the necessary time and care to understand and build my case. I was particularly impressed with the training and knowledge the entire team had in the area of brain injury. I felt that Roger, along with two other lawyers that worked on my case, Harpreet and Daniel, treated me with empathy and understood my struggles. Their team approach was unique and I consistently had positive experiences with every person I interacted with at the firm. They were client-centred, strong advocates for me and always available for any questions that I had. Given my past work history as a social worker at a hospital for most of my life, I particularly valued their approach.While Mr. Foisy and his team took on a very tough case that had been contested by the insurance company for nearly a decade, they advocated passionately on my behalf and confidently achieved a settlement which exceeded my expectations (and certainly those of my previous lawyer).I have no hesitation in recommending and encouraging anyone else to reach out to this firm if you or a loved one requires assistance in addressing legal issues related to a personal injury.

Dharuni Perera

16:39 10 May 24

We are very happy we chose Mr. Roger Foisy and his dedicated team to represent my mother in a personal injury claim that lasted over 9 years! During this time Mr. Foisy, Daniel and other members of his team were very patient, supportive and gave us hope when things looked very bleak. They are very knowledgeable, honest and persevering individuals and pushed hard to get my mother a good settlement. Thank you, Mr. Foisy and Daniel, for your transparency, compassion and hard work.

Patricia Branden

18:13 15 Aug 22

I cannot thank Roger and his entire team enough for the support, professionalism and guidance that they provided. I would not be where I am today without you!You masterfully managed a complicated case with 3 insurance companies, LTD and CPP; and came out exactly where you anticipated. I am still blown away at the final result. I absolutely love your Project Management approach and how you manage your practice. I believe you are the most organized law firm in Canada, and your results prove it. Listening to you and your team communicate with other lawyers representing insurance companies during stressful discoveries and mediation, always brought a smile to my face. You are witty, sharp and straight forward; but at the same time, compassionate and patient. Your passion for injury law is very evident. I feel very fortunate to have had you as my representative and strongly recommend you and your team to anyone else who has the misfortune of injury and needs help and guidance through the complicated, unhelpful and degradating insurance system.Once again, Thank you from the bottom of my heart!

Amal Khalaf

18:42 06 Apr 22

Highly professional and understanding. A special "thank you" to Harpreet!

Paula Laing

22:30 20 Mar 22

Roger Foisy and his diverse team understood my needs and my fears.Undergoing any kind of MVA is traumatic but having to deal with a brain injury and all the assessments and insurance nonsense is exhausting !I am thankful I had the expertise of Roger’s team and I never felt alone.My settlement was a journey and I made it with the help and support of Roger and his team! I would recommend them to anyone dealing with an MVA and needing support! Thank you !

Vera Nincevic

19:37 11 Feb 22

I would highly recommend Roger Foisy and his staff.His team are very nice people easy to talk to…I received excellent service and am very happy with the outcome .Special thanks to Manjot who stood by my side through everything and helped bring my case to a successful resolution. I was very happy how he handled everything and how hard he worked to protect my future.Thanks Manjot for all your support.

Lorraine Fraser

23:16 09 Feb 22

Harpreet Sidhu seems to know the field of PI law well. He listens attentively, provides sound advice, and is caring about your concerns. Highly recommended. He is also well aware of the many unethical lawyers in this field. If you are with one, close the file and move your file to Harpreet. I wish Harpreet many years of successful practice, and may he improve the overall landscape of PI law in Canada so families are not harmed as they are by many PI lawyers.

James Cleland

20:37 04 Jan 22

Best lawyer on the planet!!! I used him 100% satisfaction guaranteed!!! Hes well prepared and always wins Against those pesky insurance companies that try and take advantage of the people. They care about you and your family unlike other firms. This place is very special.

Heidi Johns

13:05 21 Dec 21

Roger and his team have been so very helpful as well as supportive during my time with them. When I have been overwhelmed and unsure of what was going on, they patiently helped me understand the different options available to me and worked hard to get to the destination that I decided I wanted to aim for.To have people that make you feel supported and in your corner and that take the time you need to help you understand things is truly a blessing. Especially when you face difficult situations. My time with Roger and his team has truly been an eye opening experience and has helped me in so many different and unexpected ways.

Shawn Sweeney

01:10 14 Oct 21

Roger and his office were fantastic to deal with and helped me so much from accident, until settlement... and afterwards. I am very thankful for Roger being a part of my "team" through rehab and would highly recommend him to anyone.

Rashmi TAILOR

20:08 03 Aug 21

Roger and team has been amazing in representing my case. I appreciated, professional, comprehensive yet empathetic representing. Roger personally takes time to meet and get to know the clients. Visual understanding of what happens to body in accidents was very helpful and explained many symptoms I had. Thank you and keep up the good work.

Nadira Boulazreg

20:25 29 Jun 21

During the last 2 and a half years since Roger Foisy and Associates have represented me, I have felt looked after, well prepared, and have had clear expectations of the work and processes ahead. Throughout our time together, Roger Foisy, Harpreet Sidhu, and the surrounding legal team have demonstrated their professionalism and expertise every step of the way, and they have always made themselves available to listen to my concerns and communicate any and all questions and queries of mine. Integrity, sincerity, and the ability to identify my needs have underpinned all the work that they do, and time and time again, it has been made evident that my well-being is at the forefront of their intentions when representing me as their client. As a result, not only have Roger and his staff done immaculate work as my legal representatives, but they have also been an immense sense of support for my family and I. I am forever grateful for having Roger Foisy and Associates represent me, and I would very highly and strongly recommend their services.

Pat O'Brien

15:45 11 Apr 21

After speaking with a few lawyers, I decided Roger Foisy was the correct choice when I required legal representation. Roger sounded very positive, supportive and professional. He did not disappoint! On my initial visit to the law office, Roger explained the process in detail. Through the three year process, Roger, Harpreet Sidhu and the administrative staff were extremely helpful, quick to respond to my inquiries. I was going through an extremely sad and painful experience and I would like to thank Roger and Harpreet for their support and for a successful outcome. I would highly recommend Roger R. Foisy Professional Corporation.

peter tullio

01:05 08 Apr 21

Roger Foisy and his team are amazing. We were originally with a previous lawyer that we were not fond of and had our case transferred to Roger and his team- we are so grateful we made the decision to switch over to Roger! From the start Roger Foisy and his team took the time to go through our case and clean it up. They clearly answered all of our questions and were able to explain step by step the process and what to expect. I wasn’t left in the dark- I always knew what was going on with my case. The communication and knowledge from Roger and his team are phenomenal. I highly recommend Roger Foisy and his team!

Mary-lynn Collins

15:55 14 Aug 20

Mr. Roger Foisy and all of his team have been very kind and understanding to me during the duration of my proceedings. I knew from the first time that I met him that I was in very competent, knowledgeable and caring hands. Through the mediation process I was so relieved to have him representing me.I highly recommend Roger Foisy to anyone that has been denied long term disability. He truly is very knowledgeable in these matters.

irfan amir

23:17 10 Aug 20

Throughout our case Roger was very emotionally supportive, friendly and honest. He explained everything in detail. He was very accessible when needed and had open communication. Roger went beyond in answering all our questions and helped provide resources to educate us.

Dinovsky Solamente

16:27 20 Apr 20

I've known Mr.Foisy for over a decade now.Took excellent care of two litigation cases for the family.My own was a lengthy one, but the firm was able to negotiate a fair settlement,out of court...Roger is a great professional,listener,and goes straight to the point.Honesty has also to be mentioned...his numbers,upon finalization,were also spot on,with a detailed and accurate expenses narrative presented at the time...Highly recommended !!! Thanks for everything, Roger and courteous staff...!Cheers !!!

Joanne Fechner

20:25 18 Mar 20

When we were in litigation, the ease and confidence that Mr.Foisy put forward was very comforting and he knew that we were going to have satisfactory outcome. When his Associate, Harpreet was stating the facts of my case, he was “bang on”and so very professional in helping put my case together. I would not hesitate to recommend Mr. Foisy and his team. I’m a very satisfied client.

Eileen Gould

11:51 18 Jan 20

I was very happy. The firm went above and beyond and were really professional. I was very pleased from the moment I walked in until the end. -E. Gould.

Cameron Freelen

21:00 17 Jan 20

I can’t stress enough how helpful and empowering it was to have Roger Foisy in my corner. From feeling powerless under the heel of a large corporation, not getting the justice/benefits my employer promised. Roger was my first contact to help with my claim and it was the right one. He told me to be patient as these can be lengthy dealings but sure enough Roger got the justice I deserved and settled my case. If you are in need of legal advice Roger will understand and represent you to the best of his ability.Thank you to everyone at Roger R. Foisy Professional CorporationPersonal Injury Law

Lothar Wieland

23:51 15 Jan 20

When we first came in, Roger was very helpful and explained everything.He was very approachable by phone and email and was always there for us.Communication was always open. In any case, I’d recommend him to anybody. Thank you again Roger Foisy. - L.W.

Jason Hensen

01:42 15 Jan 20

You couldn’t find a better lawyer. Roger truly looks out for his client. You will not be dissatisfied.

What Is the Settlement Value for My Injury or Illness? [Video]

What Is the Settlement Value for My Injury or Illness?

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